About George
Your Mortgage Advisor. Your CPA.
More than two decades of mortgage and tax expertise — working together for you.
20+
Years in Mortgage Lending
500+
Families Helped
10
Licensed States
5★
Average Client Rating
A Loan Officer Who Thinks Like a CPA
I'm George N. Matthews, CPA, a licensed mortgage loan officer with Ritter Mortgage, proudly serving homebuyers and homeowners across Maryland, Virginia, Delaware, and 7 more states. My career in mortgage lending spans more than two decades — and in that time, I've had the privilege of helping hundreds of families achieve their homeownership goals.
What sets me apart is my background as a Certified Public Accountant. Most loan officers focus on the loan. I look at the whole picture — your income structure, your tax situation, your long-term financial goals — and find the mortgage strategy that fits. That means fewer surprises at closing and a loan that actually works for your life.
I'm based in Annapolis, Maryland, and I'm deeply rooted in this community. Whether you're buying your first home in Severna Park, refinancing in Bowie, or purchasing a waterfront property in the Chesapeake region, I bring the same level of care and expertise to every transaction.
Why Clients Choose George
CPA + Loan Officer
George is one of the few loan officers in Maryland who is also a licensed CPA — giving you mortgage and tax strategy in one conversation.
Transparent Process
No hidden fees, no surprises. George walks you through every number before you sign anything.
Responsive Communication
George answers calls, texts, and emails — including evenings and weekends — because homebuying doesn't follow a 9-to-5 schedule.
Long-Term Thinking
The right loan today should still be the right loan in five years. George helps you think beyond the closing table.
Realtor Partnerships
George works closely with top Annapolis-area realtors to keep transactions smooth, on time, and stress-free for everyone.
Local Market Knowledge
From Annapolis to the Eastern Shore, George knows the Maryland, Virginia, and Delaware markets — and the lenders who serve them best.
Rooted in Annapolis. Serving the Tri-State Region.
George has called the Annapolis area home for over 20 years. He's not just a lender here — he's a neighbor, a community member, and someone who genuinely cares about the people he serves. From first-time buyers in Anne Arundel County to move-up buyers across the Chesapeake Bay region, George brings local knowledge and personal attention to every loan.
Service Areas
Ready to Get Started?
Whether you're buying, refinancing, or just exploring your options, George is here to help. No pressure — just honest answers.